Graduate Loan
An ANZ Graduate Loan could assist you to pay for that new car, upgrade your laptop or even take a well deserved holiday. No repayments are required for the first year of the loan!
If you are a recent graduate with an offer letter for employment in your current field of study, and a permanent Australian resident, you could be eligible for an ANZ Graduate Loan. You need to apply within 6 months of your course completion and have not yet commenced the position stated in your letter of offer. No repayments are required for the first year of the loan.| Loan Features | ||
|---|---|---|
| Loan term | From 1 to 7 years | |
| Minimum loan amount | $5,000 | |
| Maximum loan amount | No maximum loan amount set | |
| Repayment frequency | No repayments required for the first year of the Graduate Loan. (Interest and fees are accrued and debited to the loan during the 12-month repayment deferral period). | |
| Additional repayments | You have the freedom to increase your repayments at any time. This means you can choose to pay off your loan faster and save on interest costs1. | |
| Redraw facility | Not available | |
| ANZ Loan Protection (optional)2 |
Not available
| |
| Variable interest rate4 | Interest rate from 14.09% p.a. Comparison rate3 from 17.21% p.a. | |
| Fees and charges |
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